YEARLY HIGH
40.0523 XPF
YEARLY LOW
36.8288 XPF
YEARLY AVERAGE
38.5324 XPF

2026 GEL to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GEL to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 40.0523. Conversely, the yearly low was recorded on January 27, dropping to 36.8288.

This high-to-low spread represents a total annual volatility of 3.2235 XPF. From a start-to-finish perspective, comparing the January average rate of 37.7677 to the December average rate of 39.5794, the exchange rate registered a net change of 4.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 40.0523 was down 3.80% compared to the 2025 peak of 41.6352, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 200,262 XPF
2025 Average 192,973 XPF
Yearly Trough Low 184,144 XPF
Transaction Impact: A difference of 16,117.47 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

39.9356
37.4036
JanuMarcMayJuly

GEL to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.1592, compared to 39.6520 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4928 points.

H1 Avg (Jan–Jun) 38.1592
H2 Avg (Jul–Dec) 39.6520

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.4061 XPF (High: 38.2349 / Low: 36.8288). On the other end, August was the most stable month, with a tight range of 0.2072 XPF (High: 39.6875 / Low: 39.4803).

January Spread (Volatile) ±1.4061
August Spread (Stable) ±0.2072

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1531 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1531

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 39.7246) against the same month in 2025 (average: 37.6743), the exchange rate shifted by +2.0504 (+5.44%).

2026 Avg (July) 39.7246
2025 Avg (July) 37.6743

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 38.2349 36.8288 37.7677
February 37.9596 37.2667 37.6146
March 38.8653 37.6286 38.1050
April 38.6137 37.5425 37.9728
May 38.5752 37.9646 38.3861
June 39.7743 38.3836 39.1089
July 40.0523 39.5098 39.7246
August 39.6875 39.4803 39.5794