2020 GHS to ALL Historical Review

YEARLY HIGH

22.1575 ALL

YEARLY LOW

15.1654 ALL

YEARLY AVERAGE

18.9578 ALL

2020 GHS to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 22.1575. Conversely, the yearly low was recorded on July 19, dropping to 15.1654.

This high-to-low spread represents a total annual volatility of 6.9921 ALL. From a start-to-finish perspective, comparing the January average rate of 19.4502 to the December average rate of 17.2954, the exchange rate registered a net change of -11.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 22.1575 was down 1.36% compared to the 2019 peak of 22.4631, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 110,788 ALL

2019 Average 102,422 ALL

Yearly Trough Low 75,827 ALL

Transaction Impact: A difference of 34,960.48 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

21.1658

16.9435

JanuMarcMayJulySeptNove

GHS to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.8602, compared to 18.0554 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.8048 points.

H1 Avg (Jan–Jun) 19.8602

H2 Avg (Jul–Dec) 18.0554

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 3.9223 ALL (High: 19.0878 / Low: 15.1654). On the other end, October was the most stable month, with a tight range of 0.2957 ALL (High: 18.2744 / Low: 17.9786).

July Spread (Volatile) ±3.9223

October Spread (Stable) ±0.2957

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7163 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.7163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 19.7259) against the same month in 2019 (average: 20.7209), the exchange rate shifted by -0.9950 (-4.80%).

2020 Avg (May) 19.7259

2019 Avg (May) 20.7209

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.0139	19.0217	19.4502
February	21.2769	20.0091	20.8139
March	20.6942	19.5960	20.0976
April	20.2770	19.4151	19.9872
May	22.1575	19.3208	19.7259
June	19.4503	18.8477	19.0863
July	19.0878	15.1654	18.6467
August	18.2972	17.9710	18.1620
September	18.3673	17.9445	18.1812
October	18.2744	17.9786	18.1315
November	18.2730	17.6904	17.9159
December	17.6568	17.1442	17.2954