2021 GHS to ALL Historical Review

YEARLY HIGH

18.2143 ALL

YEARLY LOW

16.9119 ALL

YEARLY AVERAGE

17.4876 ALL

2021 GHS to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 18.2143. Conversely, the yearly low was recorded on September 7, dropping to 16.9119.

This high-to-low spread represents a total annual volatility of 1.3023 ALL. From a start-to-finish perspective, comparing the January average rate of 17.3415 to the December average rate of 17.4007, the exchange rate registered a net change of 0.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 18.2143 was down 17.80% compared to the 2020 peak of 22.1575, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 91,071 ALL

2020 Average 94,747 ALL

Yearly Trough Low 84,560 ALL

Transaction Impact: A difference of 6,511.72 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

18.1387

17.0252

JanuMarcMayJulySeptNove

GHS to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.6629, compared to 17.3123 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3506 points.

H1 Avg (Jan–Jun) 17.6629

H2 Avg (Jul–Dec) 17.3123

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.5896 ALL (High: 18.1566 / Low: 17.5670). On the other end, October was the most stable month, with a tight range of 0.2003 ALL (High: 17.3576 / Low: 17.1573).

April Spread (Volatile) ±0.5896

October Spread (Stable) ±0.2003

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2781 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2781

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 18.0459) against the same month in 2020 (average: 20.0976), the exchange rate shifted by -2.0517 (-10.21%).

2021 Avg (March) 18.0459

2020 Avg (March) 20.0976

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.5568	17.1141	17.3415
February	17.7749	17.5181	17.6454
March	18.2143	17.8789	18.0459
April	18.1566	17.5670	17.8361
May	17.7535	17.3690	17.5580
June	17.7920	17.3420	17.5504
July	17.6494	17.1419	17.4316
August	17.3618	17.0328	17.1662
September	17.3630	16.9119	17.1180
October	17.3576	17.1573	17.2803
November	17.6474	17.3296	17.4771
December	17.6169	17.2447	17.4007