2020 GHS to AZN Historical Review

YEARLY HIGH

0.3200 AZN

YEARLY LOW

0.2851 AZN

YEARLY AVERAGE

0.2971 AZN

2020 GHS to AZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to AZN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 0.3200. Conversely, the yearly low was recorded on December 7, dropping to 0.2851.

This high-to-low spread represents a total annual volatility of 0.0350 AZN. From a start-to-finish perspective, comparing the January average rate of 0.3012 to the December average rate of 0.2901, the exchange rate registered a net change of -3.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3200 was down 9.29% compared to the 2019 peak of 0.3528, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,600 AZN

2019 Average 1,587 AZN

Yearly Trough Low 1,425 AZN

Transaction Impact: A difference of 174.78 AZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3192

0.2875

JanuMarcMayJulySeptNove

GHS to AZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3011, compared to 0.2931 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 0.3011

H2 Avg (Jul–Dec) 0.2931

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0206 AZN (High: 0.3154 / Low: 0.2948). On the other end, August was the most stable month, with a tight range of 0.0015 AZN (High: 0.2957 / Low: 0.2942).

March Spread (Volatile) ±0.0206

August Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0114 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0114

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.3165) against the same month in 2019 (average: 0.3238), the exchange rate shifted by -0.0073 (-2.25%).

2020 Avg (February) 0.3165

2019 Avg (February) 0.3238

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3095	0.2980	0.3012
February	0.3200	0.3095	0.3165
March	0.3154	0.2948	0.3052
April	0.2993	0.2923	0.2948
May	0.2961	0.2934	0.2948
June	0.2964	0.2928	0.2943
July	0.2963	0.2928	0.2947
August	0.2957	0.2942	0.2950
September	0.2950	0.2932	0.2942
October	0.2939	0.2915	0.2929
November	0.2925	0.2905	0.2918
December	0.2915	0.2851	0.2901