YEARLY HIGH
0.2970 AZN
YEARLY LOW
0.2749 AZN
YEARLY AVERAGE
0.2873 AZN

2021 GHS to AZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to AZN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 0.2970. Conversely, the yearly low was recorded on December 9, dropping to 0.2749.

This high-to-low spread represents a total annual volatility of 0.0221 AZN. From a start-to-finish perspective, comparing the January average rate of 0.2906 to the December average rate of 0.2768, the exchange rate registered a net change of -4.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2970 was down 7.18% compared to the 2020 peak of 0.3200, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,485 AZN
2020 Average 1,485 AZN
Yearly Trough Low 1,374 AZN
Transaction Impact: A difference of 110.73 AZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2981
0.2749
JanuMarcMayJulySeptNove

GHS to AZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2937, compared to 0.2810 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0127 points.

H1 Avg (Jan–Jun) 0.2937
H2 Avg (Jul–Dec) 0.2810

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0062 AZN (High: 0.2905 / Low: 0.2843). On the other end, April was the most stable month, with a tight range of 0.0017 AZN (High: 0.2953 / Low: 0.2936).

July Spread (Volatile) ±0.0062
April Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0060 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.2961) against the same month in 2020 (average: 0.3052), the exchange rate shifted by -0.0090 (-2.95%).

2021 Avg (March) 0.2961
2020 Avg (March) 0.3052

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2919 0.2886 0.2906
February 0.2959 0.2918 0.2935
March 0.2970 0.2942 0.2961
April 0.2953 0.2936 0.2944
May 0.2966 0.2934 0.2946
June 0.2943 0.2907 0.2927
July 0.2905 0.2843 0.2866
August 0.2859 0.2812 0.2826
September 0.2854 0.2806 0.2819
October 0.2814 0.2786 0.2802
November 0.2798 0.2766 0.2778
December 0.2797 0.2749 0.2768