2013 GHS to BBD Historical Review

YEARLY HIGH

1.0661 BBD

YEARLY LOW

0.8425 BBD

YEARLY AVERAGE

0.9726 BBD

2013 GHS to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 1.0661. Conversely, the yearly low was recorded on December 29, dropping to 0.8425.

This high-to-low spread represents a total annual volatility of 0.2236 BBD. From a start-to-finish perspective, comparing the January average rate of 1.0517 to the December average rate of 0.8604, the exchange rate registered a net change of -18.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.0661 was down 12.68% compared to the 2012 peak of 1.2209, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 5,330 BBD

2012 Average 5,416 BBD

Yearly Trough Low 4,212 BBD

Transaction Impact: A difference of 1,118.02 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.0709

0.8413

JanuMarcMayJulySeptNove

GHS to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0272, compared to 0.9180 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1091 points.

H1 Avg (Jan–Jun) 1.0272

H2 Avg (Jul–Dec) 0.9180

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 0.0376 BBD (High: 0.9676 / Low: 0.9300). On the other end, September was the most stable month, with a tight range of 0.0159 BBD (High: 0.9339 / Low: 0.9180).

August Spread (Volatile) ±0.0376

September Spread (Stable) ±0.0159

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0292 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0292

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 1.0517) against the same month in 2012 (average: 1.1834), the exchange rate shifted by -0.1316 (-11.12%).

2013 Avg (January) 1.0517

2012 Avg (January) 1.1834

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0661	1.0448	1.0517
February	1.0553	1.0365	1.0480
March	1.0488	1.0258	1.0359
April	1.0361	1.0144	1.0254
May	1.0210	0.9996	1.0063
June	1.0055	0.9831	0.9956
July	0.9924	0.9593	0.9755
August	0.9676	0.9300	0.9469
September	0.9339	0.9180	0.9218
October	0.9195	0.9035	0.9140
November	0.9025	0.8793	0.8896
December	0.8787	0.8425	0.8604