2014 GHS to BBD Historical Review

YEARLY HIGH

0.8551 BBD

YEARLY LOW

0.5159 BBD

YEARLY AVERAGE

0.6697 BBD

2014 GHS to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GHS to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.8551. Conversely, the yearly low was recorded on August 19, dropping to 0.5159.

This high-to-low spread represents a total annual volatility of 0.3393 BBD. From a start-to-finish perspective, comparing the January average rate of 0.8390 to the December average rate of 0.6242, the exchange rate registered a net change of -25.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.8551 was down 19.79% compared to the 2013 peak of 1.0661, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 4,276 BBD

2013 Average 4,861 BBD

Yearly Trough Low 2,579 BBD

Transaction Impact: A difference of 1,696.28 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.8679

0.5215

JanuMarcMayJulySeptNove

GHS to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7443, compared to 0.5952 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1492 points.

H1 Avg (Jan–Jun) 0.7443

H2 Avg (Jul–Dec) 0.5952

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0866 BBD (High: 0.6127 / Low: 0.5261). On the other end, December was the most stable month, with a tight range of 0.0028 BBD (High: 0.6257 / Low: 0.6230).

September Spread (Volatile) ±0.0866

December Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0502 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0502

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.8390) against the same month in 2013 (average: 1.0517), the exchange rate shifted by -0.2127 (-20.22%).

2014 Avg (January) 0.8390

2013 Avg (January) 1.0517

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8551	0.8191	0.8390
February	0.8354	0.7783	0.8027
March	0.7860	0.7428	0.7714
April	0.7445	0.7078	0.7234
May	0.7076	0.6629	0.6869
June	0.6700	0.6110	0.6427
July	0.6140	0.5664	0.5925
August	0.5931	0.5159	0.5504
September	0.6127	0.5261	0.5620
October	0.6264	0.6123	0.6189
November	0.6276	0.6159	0.6229
December	0.6257	0.6230	0.6242