2020 GHS to BDT Historical Review

YEARLY HIGH

15.9746 BDT

YEARLY LOW

14.2034 BDT

YEARLY AVERAGE

14.8075 BDT

2020 GHS to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 15.9746. Conversely, the yearly low was recorded on December 7, dropping to 14.2034.

This high-to-low spread represents a total annual volatility of 1.7712 BDT. From a start-to-finish perspective, comparing the January average rate of 15.0118 to the December average rate of 14.4498, the exchange rate registered a net change of -3.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 15.9746 was down 8.06% compared to the 2019 peak of 17.3757, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 79,873 BDT

2019 Average 78,666 BDT

Yearly Trough Low 71,017 BDT

Transaction Impact: A difference of 8,856.18 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

15.9220

14.3159

JanuMarcMayJulySeptNove

GHS to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.0147, compared to 14.6004 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4143 points.

H1 Avg (Jan–Jun) 15.0147

H2 Avg (Jul–Dec) 14.6004

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.0167 BDT (High: 15.7267 / Low: 14.7100). On the other end, August was the most stable month, with a tight range of 0.0845 BDT (High: 14.7485 / Low: 14.6640).

March Spread (Volatile) ±1.0167

August Spread (Stable) ±0.0845

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5854 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.5854

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 15.7881) against the same month in 2019 (average: 15.9712), the exchange rate shifted by -0.1831 (-1.15%).

2020 Avg (February) 15.7881

2019 Avg (February) 15.9712

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.4201	14.8397	15.0118
February	15.9746	15.4201	15.7881
March	15.7267	14.7100	15.2027
April	14.8717	14.5784	14.6985
May	14.8205	14.6075	14.7100
June	14.7813	14.6132	14.6768
July	14.7411	14.5904	14.6821
August	14.7485	14.6640	14.6951
September	14.6966	14.6024	14.6559
October	14.6398	14.5311	14.5866
November	14.5714	14.4719	14.5329
December	14.5191	14.2034	14.4498