2021 GHS to BDT Historical Review

YEARLY HIGH

14.8035 BDT

YEARLY LOW

13.8907 BDT

YEARLY AVERAGE

14.3699 BDT

2021 GHS to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 14.8035. Conversely, the yearly low was recorded on December 9, dropping to 13.8907.

This high-to-low spread represents a total annual volatility of 0.9129 BDT. From a start-to-finish perspective, comparing the January average rate of 14.4898 to the December average rate of 13.9657, the exchange rate registered a net change of -3.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 14.8035 was down 7.33% compared to the 2020 peak of 15.9746, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 74,018 BDT

2020 Average 74,020 BDT

Yearly Trough Low 69,453 BDT

Transaction Impact: A difference of 4,564.26 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

14.8312

13.8870

JanuMarcMayJulySeptNove

GHS to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.6351, compared to 14.1046 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5306 points.

H1 Avg (Jan–Jun) 14.6351

H2 Avg (Jul–Dec) 14.1046

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.3130 BDT (High: 14.4899 / Low: 14.1769). On the other end, April was the most stable month, with a tight range of 0.0687 BDT (High: 14.6966 / Low: 14.6279).

July Spread (Volatile) ±0.3130

April Spread (Stable) ±0.0687

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.3000 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 14.7525) against the same month in 2020 (average: 15.2027), the exchange rate shifted by -0.4502 (-2.96%).

2021 Avg (March) 14.7525

2020 Avg (March) 15.2027

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.5503	14.3468	14.4898
February	14.7469	14.5415	14.6305
March	14.8035	14.6612	14.7525
April	14.6966	14.6279	14.6650
May	14.7218	14.6312	14.6841
June	14.6458	14.5022	14.5888
July	14.4899	14.1769	14.2889
August	14.2580	14.0665	14.1222
September	14.2953	14.0512	14.1371
October	14.1720	14.0277	14.1039
November	14.0933	13.9519	14.0097
December	14.1007	13.8907	13.9657