2020 GHS to BND Historical Review

YEARLY HIGH

0.2634 BND

YEARLY LOW

0.2241 BND

YEARLY AVERAGE

0.2408 BND

2020 GHS to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 0.2634. Conversely, the yearly low was recorded on December 7, dropping to 0.2241.

This high-to-low spread represents a total annual volatility of 0.0393 BND. From a start-to-finish perspective, comparing the January average rate of 0.2390 to the December average rate of 0.2271, the exchange rate registered a net change of -5.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2634 was down 19.37% compared to the 2019 peak of 0.3266, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,317 BND

2019 Average 1,283 BND

Yearly Trough Low 1,120 BND

Transaction Impact: A difference of 196.38 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2614

0.2239

JanuMarcMayJulySeptNove

GHS to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2473, compared to 0.2343 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0130 points.

H1 Avg (Jan–Jun) 0.2473

H2 Avg (Jul–Dec) 0.2343

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0151 BND (High: 0.2634 / Low: 0.2483). On the other end, October was the most stable month, with a tight range of 0.0027 BND (High: 0.2354 / Low: 0.2327).

February Spread (Volatile) ±0.0151

October Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0071 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0071

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.2583) against the same month in 2019 (average: 0.2618), the exchange rate shifted by -0.0035 (-1.33%).

2020 Avg (February) 0.2583

2019 Avg (February) 0.2618

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2483	0.2363	0.2390
February	0.2634	0.2483	0.2583
March	0.2593	0.2469	0.2537
April	0.2498	0.2430	0.2466
May	0.2468	0.2424	0.2454
June	0.2454	0.2394	0.2408
July	0.2422	0.2380	0.2404
August	0.2386	0.2351	0.2373
September	0.2379	0.2342	0.2360
October	0.2354	0.2327	0.2339
November	0.2345	0.2282	0.2310
December	0.2294	0.2241	0.2271