2013 GHS to BZD Historical Review

YEARLY HIGH

1.0641 BZD

YEARLY LOW

0.8415 BZD

YEARLY AVERAGE

0.9713 BZD

2013 GHS to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 17, valuing the pair at 1.0641. Conversely, the yearly low was recorded on December 31, dropping to 0.8415.

This high-to-low spread represents a total annual volatility of 0.2226 BZD. From a start-to-finish perspective, comparing the January average rate of 1.0461 to the December average rate of 0.8578, the exchange rate registered a net change of -18.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.0641 was down 12.53% compared to the 2012 peak of 1.2165, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 5,320 BZD

2012 Average 5,297 BZD

Yearly Trough Low 4,207 BZD

Transaction Impact: A difference of 1,113.03 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.0737

0.8381

JanuMarcMayJulySeptNove

GHS to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0282, compared to 0.9144 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1138 points.

H1 Avg (Jan–Jun) 1.0282

H2 Avg (Jul–Dec) 0.9144

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.0482 BZD (High: 0.9979 / Low: 0.9498). On the other end, January was the most stable month, with a tight range of 0.0202 BZD (High: 1.0571 / Low: 1.0369).

July Spread (Volatile) ±0.0482

January Spread (Stable) ±0.0202

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0325 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0325

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2013: 1.0540) against the same month in 2012 (average: 1.1629), the exchange rate shifted by -0.1089 (-9.36%).

2013 Avg (February) 1.0540

2012 Avg (February) 1.1629

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0571	1.0369	1.0461
February	1.0641	1.0375	1.0540
March	1.0533	1.0156	1.0310
April	1.0436	1.0005	1.0305
May	1.0233	0.9864	1.0086
June	1.0110	0.9802	0.9987
July	0.9979	0.9498	0.9738
August	0.9593	0.9207	0.9413
September	0.9320	0.9096	0.9169
October	0.9156	0.8952	0.9099
November	0.8980	0.8750	0.8867
December	0.8760	0.8415	0.8578