2020 GHS to BZD Historical Review

YEARLY HIGH

0.3791 BZD

YEARLY LOW

0.3376 BZD

YEARLY AVERAGE

0.3516 BZD

2020 GHS to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 0.3791. Conversely, the yearly low was recorded on December 7, dropping to 0.3376.

This high-to-low spread represents a total annual volatility of 0.0414 BZD. From a start-to-finish perspective, comparing the January average rate of 0.3566 to the December average rate of 0.3435, the exchange rate registered a net change of -3.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3791 was down 9.27% compared to the 2019 peak of 0.4178, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,895 BZD

2019 Average 1,878 BZD

Yearly Trough Low 1,688 BZD

Transaction Impact: A difference of 207.13 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3779

0.3404

JanuMarcMayJulySeptNove

GHS to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3563, compared to 0.3470 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0093 points.

H1 Avg (Jan–Jun) 0.3563

H2 Avg (Jul–Dec) 0.3470

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0263 BZD (High: 0.3733 / Low: 0.3470). On the other end, September was the most stable month, with a tight range of 0.0021 BZD (High: 0.3494 / Low: 0.3473).

March Spread (Volatile) ±0.0263

September Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0141 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0141

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.3748) against the same month in 2019 (average: 0.3834), the exchange rate shifted by -0.0086 (-2.24%).

2020 Avg (February) 0.3748

2019 Avg (February) 0.3834

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3665	0.3528	0.3566
February	0.3791	0.3665	0.3748
March	0.3733	0.3470	0.3606
April	0.3531	0.3435	0.3484
May	0.3506	0.3466	0.3489
June	0.3508	0.3468	0.3484
July	0.3504	0.3466	0.3489
August	0.3500	0.3466	0.3489
September	0.3494	0.3473	0.3483
October	0.3480	0.3440	0.3467
November	0.3463	0.3439	0.3454
December	0.3452	0.3376	0.3435