2020 GHS to CRC Historical Review

YEARLY HIGH

107.3251 CRC

YEARLY LOW

97.6621 CRC

YEARLY AVERAGE

101.9518 CRC

2020 GHS to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 107.3251. Conversely, the yearly low was recorded on May 3, dropping to 97.6621.

This high-to-low spread represents a total annual volatility of 9.6630 CRC. From a start-to-finish perspective, comparing the January average rate of 100.5572 to the December average rate of 103.1560, the exchange rate registered a net change of 2.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 107.3251 was down 14.34% compared to the 2019 peak of 125.2932, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 536,626 CRC

2019 Average 547,510 CRC

Yearly Trough Low 488,310 CRC

Transaction Impact: A difference of 48,315.22 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

106.5598

97.7424

JanuMarcMayJulySeptNove

GHS to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 100.9026, compared to 103.0010 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.0983 points.

H1 Avg (Jan–Jun) 100.9026

H2 Avg (Jul–Dec) 103.0010

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 6.8933 CRC (High: 105.7823 / Low: 98.8890). On the other end, October was the most stable month, with a tight range of 0.5977 CRC (High: 104.1617 / Low: 103.5640).

March Spread (Volatile) ±6.8933

October Spread (Stable) ±0.5977

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.6093 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -3.6093

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 105.8250) against the same month in 2019 (average: 115.9728), the exchange rate shifted by -10.1478 (-8.75%).

2020 Avg (February) 105.8250

2019 Avg (February) 115.9728

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	102.7626	99.4415	100.5572
February	107.3251	102.7626	105.8250
March	105.7823	98.8890	102.2157
April	100.2998	97.6951	98.7220
May	98.9499	97.6621	98.4771
June	100.5102	98.1789	99.6186
July	101.2904	100.0223	100.7699
August	103.3727	101.1573	102.6637
September	104.1758	102.8388	103.2588
October	104.1617	103.5640	103.8137
November	105.5197	102.6257	104.3437
December	103.9867	100.7335	103.1560