2020 GHS to DZD Historical Review

YEARLY HIGH

22.7222 DZD

YEARLY LOW

20.8658 DZD

YEARLY AVERAGE

22.1012 DZD

2020 GHS to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 22.7222. Conversely, the yearly low was recorded on January 5, dropping to 20.8658.

This high-to-low spread represents a total annual volatility of 1.8564 DZD. From a start-to-finish perspective, comparing the January average rate of 21.1605 to the December average rate of 22.3847, the exchange rate registered a net change of 5.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 22.7222 was down 7.39% compared to the 2019 peak of 24.5356, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 113,611 DZD

2019 Average 111,298 DZD

Yearly Trough Low 104,329 DZD

Transaction Impact: A difference of 9,281.90 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

22.5231

21.0366

JanuMarcMayJulySeptNove

GHS to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.9813, compared to 22.2212 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2399 points.

H1 Avg (Jan–Jun) 21.9813

H2 Avg (Jul–Dec) 22.2212

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.9609 DZD (High: 21.8267 / Low: 20.8658). On the other end, October was the most stable month, with a tight range of 0.2223 DZD (High: 22.2706 / Low: 22.0483).

January Spread (Volatile) ±0.9609

October Spread (Stable) ±0.2223

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.6497 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.6497

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 22.3992) against the same month in 2019 (average: 22.5640), the exchange rate shifted by -0.1647 (-0.73%).

2020 Avg (February) 22.3992

2019 Avg (February) 22.5640

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	21.8267	20.8658	21.1605
February	22.7222	21.8267	22.3992
March	22.2228	21.3965	21.7495
April	22.5266	21.6865	22.0496
May	22.4027	22.1121	22.2747
June	22.3465	22.0946	22.2543
July	22.3397	22.0727	22.2256
August	22.3452	22.1190	22.2282
September	22.3643	22.1224	22.2538
October	22.2706	22.0483	22.1687
November	22.2138	21.9334	22.0659
December	22.5728	21.8856	22.3847