YEARLY HIGH
23.3090 DZD
YEARLY LOW
22.3019 DZD
YEARLY AVERAGE
22.7962 DZD

2021 GHS to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 23.3090. Conversely, the yearly low was recorded on September 16, dropping to 22.3019.

This high-to-low spread represents a total annual volatility of 1.0072 DZD. From a start-to-finish perspective, comparing the January average rate of 22.6560 to the December average rate of 22.6296, the exchange rate registered a net change of -0.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 23.3090 was up 2.58% compared to the 2020 peak of 22.7222, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 116,545 DZD
2020 Average 110,495 DZD
Yearly Trough Low 111,509 DZD
Transaction Impact: A difference of 5,035.97 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

23.3040
22.3968
JanuMarcMayJulySeptNove

GHS to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.9896, compared to 22.6027 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3868 points.

H1 Avg (Jan–Jun) 22.9896
H2 Avg (Jul–Dec) 22.6027

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.5405 DZD (High: 22.8423 / Low: 22.3019). On the other end, March was the most stable month, with a tight range of 0.2284 DZD (High: 23.3090 / Low: 23.0807).

September Spread (Volatile) ±0.5405
March Spread (Stable) ±0.2284

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.3458 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3458

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 23.2284) against the same month in 2020 (average: 21.7495), the exchange rate shifted by +1.4789 (+6.80%).

2021 Avg (March) 23.2284
2020 Avg (March) 21.7495

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 22.8281 22.3884 22.6560
February 23.1325 22.7795 22.9437
March 23.3090 23.0807 23.2284
April 23.2157 22.8271 22.9874
May 23.2610 23.0000 23.0917
June 23.1973 22.9448 23.0302
July 22.9522 22.5152 22.6844
August 22.7492 22.3661 22.4724
September 22.8423 22.3019 22.5932
October 22.7515 22.3860 22.6155
November 22.7443 22.4064 22.6215
December 22.8534 22.4510 22.6296