2012 GHS to FJD Historical Review

YEARLY HIGH

1.1145 FJD

YEARLY LOW

0.9031 FJD

YEARLY AVERAGE

0.9682 FJD

2012 GHS to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.1145. Conversely, the yearly low was recorded on August 7, dropping to 0.9031.

This high-to-low spread represents a total annual volatility of 0.2114 FJD. From a start-to-finish perspective, comparing the January average rate of 1.0618 to the December average rate of 0.9315, the exchange rate registered a net change of -12.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.1145 was down 17.29% compared to the 2011 peak of 1.3475, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 5,573 FJD

2011 Average 5,829 FJD

Yearly Trough Low 4,516 FJD

Transaction Impact: A difference of 1,056.97 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0765

0.9001

JanuMarcMayJulySeptNove

GHS to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0055, compared to 0.9308 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0747 points.

H1 Avg (Jan–Jun) 1.0055

H2 Avg (Jul–Dec) 0.9308

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0895 FJD (High: 1.1145 / Low: 1.0250). On the other end, December was the most stable month, with a tight range of 0.0147 FJD (High: 0.9394 / Low: 0.9247).

January Spread (Volatile) ±0.0895

December Spread (Stable) ±0.0147

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0361 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0361

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1.0618) against the same month in 2011 (average: 1.2247), the exchange rate shifted by -0.1628 (-13.30%).

2012 Avg (January) 1.0618

2011 Avg (January) 1.2247

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1145	1.0250	1.0618
February	1.0464	1.0155	1.0367
March	1.0484	0.9916	1.0177
April	1.0095	0.9565	0.9860
May	0.9869	0.9564	0.9716
June	0.9899	0.9394	0.9595
July	0.9417	0.9094	0.9234
August	0.9243	0.9031	0.9148
September	0.9436	0.9185	0.9316
October	0.9535	0.9247	0.9426
November	0.9499	0.9281	0.9408
December	0.9394	0.9247	0.9315