2020 GHS to FJD Historical Review

YEARLY HIGH

0.4208 FJD

YEARLY LOW

0.3471 FJD

YEARLY AVERAGE

0.3786 FJD

2020 GHS to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.4208. Conversely, the yearly low was recorded on December 17, dropping to 0.3471.

This high-to-low spread represents a total annual volatility of 0.0737 FJD. From a start-to-finish perspective, comparing the January average rate of 0.3833 to the December average rate of 0.3505, the exchange rate registered a net change of -8.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4208 was down 5.33% compared to the 2019 peak of 0.4445, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 2,104 FJD

2019 Average 2,008 FJD

Yearly Trough Low 1,735 FJD

Transaction Impact: A difference of 368.52 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4153

0.3446

JanuMarcMayJulySeptNove

GHS to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3930, compared to 0.3642 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0288 points.

H1 Avg (Jan–Jun) 0.3930

H2 Avg (Jul–Dec) 0.3642

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0258 FJD (High: 0.4208 / Low: 0.3950). On the other end, October was the most stable month, with a tight range of 0.0056 FJD (High: 0.3689 / Low: 0.3633).

March Spread (Volatile) ±0.0258

October Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0139 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0139

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.4074) against the same month in 2019 (average: 0.3929), the exchange rate shifted by +0.0145 (+3.68%).

2020 Avg (March) 0.4074

2019 Avg (March) 0.3929

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3974	0.3765	0.3833
February	0.4166	0.3974	0.4094
March	0.4208	0.3950	0.4074
April	0.3997	0.3833	0.3935
May	0.3916	0.3831	0.3879
June	0.3822	0.3717	0.3764
July	0.3753	0.3674	0.3717
August	0.3713	0.3647	0.3687
September	0.3719	0.3639	0.3670
October	0.3689	0.3633	0.3670
November	0.3677	0.3541	0.3604
December	0.3547	0.3471	0.3505