2020 GHS to GEL Historical Review

YEARLY HIGH

0.6024 GEL

YEARLY LOW

0.4997 GEL

YEARLY AVERAGE

0.5428 GEL

2020 GHS to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 0.6024. Conversely, the yearly low was recorded on January 2, dropping to 0.4997.

This high-to-low spread represents a total annual volatility of 0.1027 GEL. From a start-to-finish perspective, comparing the January average rate of 0.5092 to the December average rate of 0.5614, the exchange rate registered a net change of 10.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6024 was up 8.45% compared to the 2019 peak of 0.5555, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,012 GEL

2019 Average 2,623 GEL

Yearly Trough Low 2,498 GEL

Transaction Impact: A difference of 513.59 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5746

0.5032

JanuMarcMayJulySeptNove

GHS to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5352, compared to 0.5503 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0151 points.

H1 Avg (Jan–Jun) 0.5352

H2 Avg (Jul–Dec) 0.5503

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1020 GEL (High: 0.6024 / Low: 0.5004). On the other end, August was the most stable month, with a tight range of 0.0046 GEL (High: 0.5378 / Low: 0.5331).

March Spread (Volatile) ±0.1020

August Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0266 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0266

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.5398) against the same month in 2019 (average: 0.4951), the exchange rate shifted by +0.0447 (+9.03%).

2020 Avg (March) 0.5398

2019 Avg (March) 0.4951

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5255	0.4997	0.5092
February	0.5385	0.5169	0.5286
March	0.6024	0.5004	0.5398
April	0.5693	0.5417	0.5511
May	0.5600	0.5507	0.5546
June	0.5519	0.5099	0.5280
July	0.5362	0.5254	0.5319
August	0.5378	0.5331	0.5355
September	0.5788	0.5306	0.5493
October	0.5654	0.5502	0.5548
November	0.5864	0.5561	0.5687
December	0.5693	0.5517	0.5614