2020 GHS to GYD Historical Review

YEARLY HIGH

39.3126 GYD

YEARLY LOW

35.0432 GYD

YEARLY AVERAGE

36.4857 GYD

2020 GHS to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 18, valuing the pair at 39.3126. Conversely, the yearly low was recorded on December 7, dropping to 35.0432.

This high-to-low spread represents a total annual volatility of 4.2694 GYD. From a start-to-finish perspective, comparing the January average rate of 36.9561 to the December average rate of 35.6652, the exchange rate registered a net change of -3.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 39.3126 was down 9.23% compared to the 2019 peak of 43.3089, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 196,563 GYD

2019 Average 194,747 GYD

Yearly Trough Low 175,216 GYD

Transaction Impact: A difference of 21,346.82 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

39.1432

35.3490

JanuMarcMayJulySeptNove

GHS to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.9631, compared to 36.0083 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9549 points.

H1 Avg (Jan–Jun) 36.9631

H2 Avg (Jul–Dec) 36.0083

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.5370 GYD (High: 38.7081 / Low: 36.1711). On the other end, November was the most stable month, with a tight range of 0.1770 GYD (High: 35.9331 / Low: 35.7562).

March Spread (Volatile) ±2.5370

November Spread (Stable) ±0.1770

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.3825 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.3825

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 38.8270) against the same month in 2019 (average: 39.7424), the exchange rate shifted by -0.9154 (-2.30%).

2020 Avg (February) 38.8270

2019 Avg (February) 39.7424

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	37.9154	36.5738	36.9561
February	39.3126	37.9154	38.8270
March	38.7081	36.1711	37.4445
April	36.6574	35.8562	36.1955
May	36.4091	35.9679	36.2104
June	36.3763	36.0339	36.1452
July	36.3603	35.9781	36.2026
August	36.3478	36.0178	36.2250
September	36.2620	36.0322	36.1305
October	36.1061	35.8282	35.9808
November	35.9331	35.7562	35.8455
December	35.9804	35.0432	35.6652