YEARLY HIGH
36.5251 GYD
YEARLY LOW
33.8653 GYD
YEARLY AVERAGE
35.3350 GYD

2021 GHS to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 36.5251. Conversely, the yearly low was recorded on December 22, dropping to 33.8653.

This high-to-low spread represents a total annual volatility of 2.6597 GYD. From a start-to-finish perspective, comparing the January average rate of 35.7457 to the December average rate of 34.0633, the exchange rate registered a net change of -4.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 36.5251 was down 7.09% compared to the 2020 peak of 39.3126, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 182,625 GYD
2020 Average 182,387 GYD
Yearly Trough Low 169,327 GYD
Transaction Impact: A difference of 13,298.57 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

36.6581
33.8274
JanuMarcMayJulySeptNove

GHS to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.1145, compared to 34.5555 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5590 points.

H1 Avg (Jan–Jun) 36.1145
H2 Avg (Jul–Dec) 34.5555

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.8167 GYD (High: 35.7433 / Low: 34.9266). On the other end, April was the most stable month, with a tight range of 0.2347 GYD (High: 36.3463 / Low: 36.1117).

July Spread (Volatile) ±0.8167
April Spread (Stable) ±0.2347

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.7540 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.7540

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 36.4222) against the same month in 2020 (average: 37.4445), the exchange rate shifted by -1.0223 (-2.73%).

2021 Avg (March) 36.4222
2020 Avg (March) 37.4445

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 35.8858 35.4584 35.7457
February 36.3844 35.8785 36.0995
March 36.5251 36.1711 36.4222
April 36.3463 36.1117 36.2129
May 36.3132 36.0552 36.2205
June 36.1563 35.7739 35.9864
July 35.7433 34.9266 35.2325
August 35.1617 34.5762 34.7453
September 35.0811 34.5199 34.6656
October 34.5861 34.2629 34.4535
November 34.4342 34.0221 34.1731
December 34.3522 33.8653 34.0633