2012 GHS to HTG Historical Review

YEARLY HIGH

24.7612 HTG

YEARLY LOW

21.4162 HTG

YEARLY AVERAGE

22.5678 HTG

2012 GHS to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 24.7612. Conversely, the yearly low was recorded on July 28, dropping to 21.4162.

This high-to-low spread represents a total annual volatility of 3.3450 HTG. From a start-to-finish perspective, comparing the January average rate of 23.9413 to the December average rate of 22.2252, the exchange rate registered a net change of -7.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 24.7612 was down 16.70% compared to the 2011 peak of 29.7264, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 123,806 HTG

2011 Average 131,545 HTG

Yearly Trough Low 107,081 HTG

Transaction Impact: A difference of 16,725.01 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

24.1793

21.3240

JanuMarcMayJulySeptNove

GHS to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.1211, compared to 22.0145 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.1066 points.

H1 Avg (Jan–Jun) 23.1211

H2 Avg (Jul–Dec) 22.0145

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 1.6475 HTG (High: 24.7612 / Low: 23.1137). On the other end, December was the most stable month, with a tight range of 0.1965 HTG (High: 22.2854 / Low: 22.0889).

January Spread (Volatile) ±1.6475

December Spread (Stable) ±0.1965

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.7609 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.7609

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 23.9413) against the same month in 2011 (average: 26.7839), the exchange rate shifted by -2.8426 (-10.61%).

2012 Avg (January) 23.9413

2011 Avg (January) 26.7839

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	24.7612	23.1137	23.9413
February	24.2602	23.4478	23.9298
March	24.4039	23.0603	23.6686
April	23.3109	22.5172	22.9076
May	22.6655	21.9920	22.3132
June	22.4106	21.7643	21.9660
July	21.8460	21.4162	21.5619
August	21.7923	21.4722	21.6087
September	22.3741	21.7311	22.0439
October	22.4637	22.0923	22.3273
November	22.4485	22.0911	22.3199
December	22.2854	22.0889	22.2252