2016 GHS to HTG Historical Review

YEARLY HIGH

16.5088 HTG

YEARLY LOW

14.7319 HTG

YEARLY AVERAGE

15.9624 HTG

2016 GHS to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GHS to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 21, valuing the pair at 16.5088. Conversely, the yearly low was recorded on January 21, dropping to 14.7319.

This high-to-low spread represents a total annual volatility of 1.7769 HTG. From a start-to-finish perspective, comparing the January average rate of 14.9047 to the December average rate of 15.7132, the exchange rate registered a net change of 5.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 16.5088 was down 4.81% compared to the 2015 peak of 17.3425, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 82,544 HTG

2015 Average 67,519 HTG

Yearly Trough Low 73,660 HTG

Transaction Impact: A difference of 8,884.49 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

16.5475

14.7553

JanuMarcMayJulySeptNove

GHS to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.7898, compared to 16.1350 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3452 points.

H1 Avg (Jan–Jun) 15.7898

H2 Avg (Jul–Dec) 16.1350

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 1.1573 HTG (High: 16.3411 / Low: 15.1837). On the other end, September was the most stable month, with a tight range of 0.2463 HTG (High: 16.5088 / Low: 16.2625).

November Spread (Volatile) ±1.1573

September Spread (Stable) ±0.2463

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.3566 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3566

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2016: 16.3981) against the same month in 2015 (average: 13.6476), the exchange rate shifted by +2.7506 (+20.15%).

2016 Avg (September) 16.3981

2015 Avg (September) 13.6476

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.0503	14.7319	14.9047
February	15.8188	14.7368	15.2147
March	16.2227	15.6870	16.0404
April	16.4126	16.0685	16.2260
May	16.4122	16.1135	16.2531
June	16.3182	15.8347	16.1002
July	16.0986	15.8508	16.0257
August	16.4570	15.9409	16.2558
September	16.5088	16.2625	16.3981
October	16.4786	16.1840	16.3471
November	16.3411	15.1837	16.0698
December	16.2511	15.1670	15.7132