2020 GHS to IRR Historical Review

YEARLY HIGH

11447.4651 IRR

YEARLY LOW

7049.9521 IRR

YEARLY AVERAGE

7360.0555 IRR

2020 GHS to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 11447.4651. Conversely, the yearly low was recorded on December 7, dropping to 7049.9521.

This high-to-low spread represents a total annual volatility of 4397.5130 IRR. From a start-to-finish perspective, comparing the January average rate of 7450.1601 to the December average rate of 7175.2445, the exchange rate registered a net change of -3.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 11447.4651 was up 29.61% compared to the 2019 peak of 8832.4013, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 57,237,325 IRR

2019 Average 39,296,377 IRR

Yearly Trough Low 35,249,761 IRR

Transaction Impact: A difference of 21,987,564.93 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

7894.3044

7109.8754

JanuMarcMayJulySeptNove

GHS to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7448.1988, compared to 7271.9122 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 176.2866 points.

H1 Avg (Jan–Jun) 7448.1988

H2 Avg (Jul–Dec) 7271.9122

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 4206.7084 IRR (High: 11447.4651 / Low: 7240.7567). On the other end, August was the most stable month, with a tight range of 36.4138 IRR (High: 7312.4260 / Low: 7276.0121).

July Spread (Volatile) ±4206.7084

August Spread (Stable) ±36.4138

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 279.6824 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -279.6824

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 7424.2822) against the same month in 2019 (average: 7812.2199), the exchange rate shifted by -387.9377 (-4.97%).

2020 Avg (July) 7424.2822

2019 Avg (July) 7812.2199

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	7661.9564	7370.0952	7450.1601
February	7914.4737	7661.9564	7828.9353
March	7800.6242	7291.6692	7549.2529
April	7402.7984	7228.7829	7290.2312
May	7322.9284	7256.0111	7292.2921
June	7329.3007	7240.3781	7278.3215
July	11447.4651	7240.7567	7424.2822
August	7312.4260	7276.0121	7294.7484
September	7296.9020	7251.0241	7276.4745
October	7269.0679	7209.7603	7243.4783
November	7234.2253	7183.8259	7217.2454
December	7209.7603	7049.9521	7175.2445