2021 GHS to IRR Historical Review

YEARLY HIGH

7353.3405 IRR

YEARLY LOW

6832.5894 IRR

YEARLY AVERAGE

7121.4015 IRR

2021 GHS to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 7353.3405. Conversely, the yearly low was recorded on December 9, dropping to 6832.5894.

This high-to-low spread represents a total annual volatility of 520.7512 IRR. From a start-to-finish perspective, comparing the January average rate of 7193.9884 to the December average rate of 6879.9216, the exchange rate registered a net change of -4.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 7353.3405 was down 35.76% compared to the 2020 peak of 11447.4651, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 36,766,703 IRR

2020 Average 36,792,630 IRR

Yearly Trough Low 34,162,947 IRR

Transaction Impact: A difference of 2,603,755.93 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

7376.7491

6834.7554

JanuMarcMayJulySeptNove

GHS to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7269.8211, compared to 6972.9819 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 296.8392 points.

H1 Avg (Jan–Jun) 7269.8211

H2 Avg (Jul–Dec) 6972.9819

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 144.4166 IRR (High: 7191.2895 / Low: 7046.8729). On the other end, April was the most stable month, with a tight range of 41.3200 IRR (High: 7309.5798 / Low: 7268.2598).

July Spread (Volatile) ±144.4166

April Spread (Stable) ±41.3200

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 144.8054 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -144.8054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 7331.5829) against the same month in 2020 (average: 7549.2529), the exchange rate shifted by -217.6700 (-2.88%).

2021 Avg (March) 7331.5829

2020 Avg (March) 7549.2529

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	7227.4018	7137.5851	7193.9884
February	7324.6915	7223.5902	7266.0991
March	7353.3405	7282.5295	7331.5829
April	7309.5798	7268.2598	7287.7806
May	7341.4923	7264.4664	7293.6319
June	7284.6021	7205.9829	7245.8438
July	7191.2895	7046.8729	7101.0385
August	7085.8924	6968.7009	7006.7378
September	7080.9349	6963.5562	6995.4477
October	6979.9537	6921.7905	6954.1555
November	6950.5114	6873.9837	6900.5902
December	6952.3897	6832.5894	6879.9216