2021 GHS to LSL Historical Review

YEARLY HIGH

2.7098 LSL

YEARLY LOW

2.3242 LSL

YEARLY AVERAGE

2.4953 LSL

2021 GHS to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 2.7098. Conversely, the yearly low was recorded on June 7, dropping to 2.3242.

This high-to-low spread represents a total annual volatility of 0.3856 LSL. From a start-to-finish perspective, comparing the January average rate of 2.5767 to the December average rate of 2.5835, the exchange rate registered a net change of 0.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.7098 was down 18.17% compared to the 2020 peak of 3.3115, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 13,549 LSL

2020 Average 14,347 LSL

Yearly Trough Low 11,621 LSL

Transaction Impact: A difference of 1,928.25 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.6337

2.3596

JanuMarcMayJulySeptNove

GHS to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5095, compared to 2.4811 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0284 points.

H1 Avg (Jan–Jun) 2.5095

H2 Avg (Jul–Dec) 2.4811

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1927 LSL (High: 2.6432 / Low: 2.4505). On the other end, July was the most stable month, with a tight range of 0.0952 LSL (High: 2.5016 / Low: 2.4064).

November Spread (Volatile) ±0.1927

July Spread (Stable) ±0.0952

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1099 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 2.6108) against the same month in 2020 (average: 2.9800), the exchange rate shifted by -0.3692 (-12.39%).

2021 Avg (March) 2.6108

2020 Avg (March) 2.9800

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6407	2.4846	2.5767
February	2.6087	2.4907	2.5493
March	2.7098	2.5605	2.6108
April	2.5530	2.4567	2.5009
May	2.5052	2.3763	2.4367
June	2.4526	2.3242	2.3825
July	2.5016	2.4064	2.4441
August	2.5384	2.4061	2.4602
September	2.5074	2.3336	2.4164
October	2.5008	2.3803	2.4504
November	2.6432	2.4505	2.5318
December	2.6354	2.5170	2.5835