YEARLY HIGH
5.2832 MAD
YEARLY LOW
4.4282 MAD
YEARLY AVERAGE
4.6753 MAD

2012 GHS to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 5.2832. Conversely, the yearly low was recorded on December 19, dropping to 4.4282.

This high-to-low spread represents a total annual volatility of 0.8551 MAD. From a start-to-finish perspective, comparing the January average rate of 5.0968 to the December average rate of 4.4789, the exchange rate registered a net change of -12.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.2832 was down 11.90% compared to the 2011 peak of 5.9968, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 26,416 MAD
2011 Average 26,212 MAD
Yearly Trough Low 22,141 MAD
Transaction Impact: A difference of 4,275.30 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

5.1586
4.4171
JanuMarcMayJulySeptNove

GHS to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8041, compared to 4.5466 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2575 points.

H1 Avg (Jan–Jun) 4.8041
H2 Avg (Jul–Dec) 4.5466

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.3582 MAD (High: 5.2832 / Low: 4.9250). On the other end, October was the most stable month, with a tight range of 0.0874 MAD (High: 4.5880 / Low: 4.5005).

January Spread (Volatile) ±0.3582
October Spread (Stable) ±0.0874

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1709 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1709

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 5.0968) against the same month in 2011 (average: 5.5632), the exchange rate shifted by -0.4664 (-8.38%).

2012 Avg (January) 5.0968
2011 Avg (January) 5.5632

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2832 4.9250 5.0968
February 5.0815 4.8105 4.9836
March 5.0393 4.6973 4.8596
April 4.7994 4.5400 4.6887
May 4.7139 4.5411 4.5983
June 4.7360 4.5018 4.5973
July 4.6379 4.5105 4.5867
August 4.6167 4.5275 4.5703
September 4.5732 4.4430 4.5222
October 4.5880 4.5005 4.5396
November 4.6399 4.4864 4.5816
December 4.5469 4.4282 4.4789