2026 GHS to MAD Historical Review

YEARLY HIGH

0.8730 MAD

YEARLY LOW

0.7782 MAD

YEARLY AVERAGE

0.8336 MAD

2026 GHS to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.8730. Conversely, the yearly low was recorded on June 6, dropping to 0.7782.

This high-to-low spread represents a total annual volatility of 0.0949 MAD. From a start-to-finish perspective, comparing the January average rate of 0.8513 to the December average rate of 0.7985, the exchange rate registered a net change of -6.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.8730 was down 2.88% compared to the 2025 peak of 0.8989, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 4,365 MAD

2025 Average 3,774 MAD

Yearly Trough Low 3,891 MAD

Transaction Impact: A difference of 474.34 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8658

0.7923

JanuMarcMayJuly

GHS to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8429, compared to 0.8057 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0372 points.

H1 Avg (Jan–Jun) 0.8429

H2 Avg (Jul–Dec) 0.8057

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0804 MAD (High: 0.8585 / Low: 0.7782). On the other end, August was the most stable month, with a tight range of 0.0025 MAD (High: 0.7992 / Low: 0.7967).

June Spread (Volatile) ±0.0804

August Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0372 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0372

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.8513) against the same month in 2025 (average: 0.6723), the exchange rate shifted by +0.1790 (+26.62%).

2026 Avg (January) 0.8513

2025 Avg (January) 0.6723

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8730	0.8272	0.8513
February	0.8611	0.8285	0.8371
March	0.8717	0.8516	0.8597
April	0.8534	0.8311	0.8409
May	0.8592	0.8260	0.8529
June	0.8585	0.7782	0.8156
July	0.8298	0.8023	0.8128
August	0.7992	0.7967	0.7985