2020 GHS to MDL Historical Review

YEARLY HIGH

3.3404 MDL

YEARLY LOW

2.8451 MDL

YEARLY AVERAGE

3.0097 MDL

2020 GHS to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 3.3404. Conversely, the yearly low was recorded on August 6, dropping to 2.8451.

This high-to-low spread represents a total annual volatility of 0.4953 MDL. From a start-to-finish perspective, comparing the January average rate of 3.0743 to the December average rate of 2.9299, the exchange rate registered a net change of -4.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.3404 was down 6.22% compared to the 2019 peak of 3.5618, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 16,702 MDL

2019 Average 16,333 MDL

Yearly Trough Low 14,226 MDL

Transaction Impact: A difference of 2,476.60 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.3042

2.8260

JanuMarcMayJulySeptNove

GHS to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1118, compared to 2.9076 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2041 points.

H1 Avg (Jan–Jun) 3.1118

H2 Avg (Jul–Dec) 2.9076

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.1923 MDL (High: 3.3404 / Low: 3.1481). On the other end, November was the most stable month, with a tight range of 0.0335 MDL (High: 2.9495 / Low: 2.9160).

February Spread (Volatile) ±0.1923

November Spread (Stable) ±0.0335

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0999 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0999

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 3.2643) against the same month in 2019 (average: 3.2500), the exchange rate shifted by +0.0143 (+0.44%).

2020 Avg (February) 3.2643

2019 Avg (February) 3.2500

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.1707	2.9960	3.0743
February	3.3404	3.1481	3.2643
March	3.2526	3.1092	3.1644
April	3.2155	3.0628	3.1386
May	3.0937	3.0198	3.0633
June	3.0313	2.9345	2.9657
July	2.9770	2.8627	2.9342
August	2.8978	2.8451	2.8658
September	2.9140	2.8493	2.8728
October	2.9327	2.8926	2.9092
November	2.9495	2.9160	2.9338
December	2.9567	2.8909	2.9299