2020 GHS to PLN Historical Review

YEARLY HIGH

0.7644 PLN

YEARLY LOW

0.6159 PLN

YEARLY AVERAGE

0.6804 PLN

2020 GHS to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.7644. Conversely, the yearly low was recorded on December 17, dropping to 0.6159.

This high-to-low spread represents a total annual volatility of 0.1485 PLN. From a start-to-finish perspective, comparing the January average rate of 0.6770 to the December average rate of 0.6268, the exchange rate registered a net change of -7.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7644 was down 2.06% compared to the 2019 peak of 0.7805, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,822 PLN

2019 Average 3,577 PLN

Yearly Trough Low 3,080 PLN

Transaction Impact: A difference of 742.36 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7392

0.6165

JanuMarcMayJulySeptNove

GHS to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7084, compared to 0.6524 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0560 points.

H1 Avg (Jan–Jun) 0.7084

H2 Avg (Jul–Dec) 0.6524

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0752 PLN (High: 0.7644 / Low: 0.6892). On the other end, August was the most stable month, with a tight range of 0.0155 PLN (High: 0.6516 / Low: 0.6361).

March Spread (Volatile) ±0.0752

August Spread (Stable) ±0.0155

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0359 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0359

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.7186) against the same month in 2019 (average: 0.7024), the exchange rate shifted by +0.0162 (+2.30%).

2020 Avg (March) 0.7186

2019 Avg (March) 0.7024

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7042	0.6629	0.6770
February	0.7448	0.7042	0.7290
March	0.7644	0.6892	0.7186
April	0.7361	0.7067	0.7243
May	0.7313	0.6911	0.7185
June	0.6904	0.6730	0.6827
July	0.6865	0.6434	0.6724
August	0.6516	0.6361	0.6448
September	0.6781	0.6376	0.6563
October	0.6797	0.6487	0.6633
November	0.6800	0.6402	0.6505
December	0.6345	0.6159	0.6268