2021 GHS to PLN Historical Review

YEARLY HIGH

0.6873 PLN

YEARLY LOW

0.6256 PLN

YEARLY AVERAGE

0.6518 PLN

2021 GHS to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 0.6873. Conversely, the yearly low was recorded on January 6, dropping to 0.6256.

This high-to-low spread represents a total annual volatility of 0.0617 PLN. From a start-to-finish perspective, comparing the January average rate of 0.6368 to the December average rate of 0.6645, the exchange rate registered a net change of 4.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6873 was down 10.08% compared to the 2020 peak of 0.7644, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,437 PLN

2020 Average 3,401 PLN

Yearly Trough Low 3,128 PLN

Transaction Impact: A difference of 308.49 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6771

0.6332

JanuMarcMayJulySeptNove

GHS to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6502, compared to 0.6535 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.6502

H2 Avg (Jul–Dec) 0.6535

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0365 PLN (High: 0.6833 / Low: 0.6468). On the other end, October was the most stable month, with a tight range of 0.0101 PLN (High: 0.6577 / Low: 0.6476).

November Spread (Volatile) ±0.0365

October Spread (Stable) ±0.0101

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0150 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0150

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.6734) against the same month in 2020 (average: 0.7186), the exchange rate shifted by -0.0452 (-6.28%).

2021 Avg (March) 0.6734

2020 Avg (March) 0.7186

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6445	0.6256	0.6368
February	0.6515	0.6352	0.6416
March	0.6873	0.6538	0.6734
April	0.6792	0.6516	0.6601
May	0.6598	0.6323	0.6452
June	0.6628	0.6295	0.6439
July	0.6576	0.6426	0.6498
August	0.6537	0.6341	0.6449
September	0.6618	0.6261	0.6433
October	0.6577	0.6476	0.6523
November	0.6833	0.6468	0.6661
December	0.6768	0.6561	0.6645