2020 GHS to RUB Historical Review

YEARLY HIGH

14.4305 RUB

YEARLY LOW

10.7183 RUB

YEARLY AVERAGE

12.6036 RUB

2020 GHS to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 14.4305. Conversely, the yearly low was recorded on January 11, dropping to 10.7183.

This high-to-low spread represents a total annual volatility of 3.7122 RUB. From a start-to-finish perspective, comparing the January average rate of 10.9495 to the December average rate of 12.6076, the exchange rate registered a net change of 15.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 14.4305 was up 0.94% compared to the 2019 peak of 14.2962, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 72,152 RUB

2019 Average 60,330 RUB

Yearly Trough Low 53,591 RUB

Transaction Impact: A difference of 18,561.10 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.5945

10.7090

JanuMarcMayJulySeptNove

GHS to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.2995, compared to 12.9077 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6083 points.

H1 Avg (Jan–Jun) 12.2995

H2 Avg (Jul–Dec) 12.9077

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.2318 RUB (High: 14.4305 / Low: 12.1987). On the other end, August was the most stable month, with a tight range of 0.4911 RUB (High: 13.1106 / Low: 12.6196).

March Spread (Volatile) ±2.2318

August Spread (Stable) ±0.4911

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.6230 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.6230

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 13.3541) against the same month in 2019 (average: 12.0415), the exchange rate shifted by +1.3126 (+10.90%).

2020 Avg (March) 13.3541

2019 Avg (March) 12.0415

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.6318	10.7183	10.9495
February	12.3634	11.6240	11.9344
March	14.4305	12.1987	13.3541
April	13.6394	12.5423	12.9760
May	13.0618	12.1579	12.6029
June	12.2963	11.7855	11.9799
July	12.9037	12.1849	12.3804
August	13.1106	12.6196	12.7968
September	13.6689	12.7484	13.1438
October	13.5911	13.0842	13.3457
November	13.8371	12.9208	13.1722
December	12.9674	12.3537	12.6076