2021 GHS to RUB Historical Review

YEARLY HIGH

13.3993 RUB

YEARLY LOW

11.3845 RUB

YEARLY AVERAGE

12.4543 RUB

2021 GHS to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 13.3993. Conversely, the yearly low was recorded on October 26, dropping to 11.3845.

This high-to-low spread represents a total annual volatility of 2.0148 RUB. From a start-to-finish perspective, comparing the January average rate of 12.7263 to the December average rate of 12.0226, the exchange rate registered a net change of -5.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.3993 was down 7.15% compared to the 2020 peak of 14.4305, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 66,997 RUB

2020 Average 63,025 RUB

Yearly Trough Low 56,922 RUB

Transaction Impact: A difference of 10,074.19 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.3106

11.6057

JanuMarcMayJulySeptNove

GHS to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.8333, compared to 12.0754 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7580 points.

H1 Avg (Jan–Jun) 12.8333

H2 Avg (Jul–Dec) 12.0754

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.7317 RUB (High: 12.3041 / Low: 11.5725). On the other end, August was the most stable month, with a tight range of 0.2535 RUB (High: 12.3815 / Low: 12.1280).

November Spread (Volatile) ±0.7317

August Spread (Stable) ±0.2535

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3598 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3598

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 13.1685) against the same month in 2020 (average: 12.9760), the exchange rate shifted by +0.1925 (+1.48%).

2021 Avg (April) 13.1685

2020 Avg (April) 12.9760

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.0718	12.5217	12.7263
February	13.0788	12.6539	12.8291
March	13.3412	12.6921	12.9781
April	13.3993	12.8752	13.1685
May	13.0149	12.6645	12.8087
June	12.7020	12.3336	12.4893
July	12.6124	12.2367	12.4596
August	12.3815	12.1280	12.2211
September	12.2968	11.9672	12.0825
October	12.0329	11.3845	11.7478
November	12.3041	11.5725	11.9185
December	12.1838	11.8723	12.0226