2013 GHS to TOP Historical Review

YEARLY HIGH

0.9287 TOP

YEARLY LOW

0.7793 TOP

YEARLY AVERAGE

0.8700 TOP

2013 GHS to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.9287. Conversely, the yearly low was recorded on December 29, dropping to 0.7793.

This high-to-low spread represents a total annual volatility of 0.1494 TOP. From a start-to-finish perspective, comparing the January average rate of 0.9121 to the December average rate of 0.7991, the exchange rate registered a net change of -12.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.9287 was down 13.25% compared to the 2012 peak of 1.0705, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 4,643 TOP

2012 Average 4,704 TOP

Yearly Trough Low 3,897 TOP

Transaction Impact: A difference of 746.80 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.9234

0.7879

JanuMarcMayJulySeptNove

GHS to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8977, compared to 0.8423 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0554 points.

H1 Avg (Jan–Jun) 0.8977

H2 Avg (Jul–Dec) 0.8423

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0584 TOP (High: 0.8855 / Low: 0.8271). On the other end, March was the most stable month, with a tight range of 0.0146 TOP (High: 0.9129 / Low: 0.8983).

September Spread (Volatile) ±0.0584

March Spread (Stable) ±0.0146

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0296 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0296

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 0.9121) against the same month in 2012 (average: 1.0303), the exchange rate shifted by -0.1182 (-11.47%).

2013 Avg (January) 0.9121

2012 Avg (January) 1.0303

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9287	0.9052	0.9121
February	0.9152	0.8966	0.9062
March	0.9129	0.8983	0.9053
April	0.9070	0.8833	0.8930
May	0.8890	0.8725	0.8800
June	0.9149	0.8687	0.8899
July	0.9198	0.8794	0.9001
August	0.8926	0.8604	0.8766
September	0.8855	0.8271	0.8470
October	0.8334	0.8168	0.8242
November	0.8172	0.8004	0.8068
December	0.8167	0.7793	0.7991