2025 GHS to TOP Historical Review

YEARLY HIGH

0.2361 TOP

YEARLY LOW

0.1550 TOP

YEARLY AVERAGE

0.1953 TOP

2025 GHS to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GHS to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 0.2361. Conversely, the yearly low was recorded on February 22, dropping to 0.1550.

This high-to-low spread represents a total annual volatility of 0.0810 TOP. From a start-to-finish perspective, comparing the January average rate of 0.1626 to the December average rate of 0.2125, the exchange rate registered a net change of 30.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2361 was up 19.64% compared to the 2024 peak of 0.1973, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,180 TOP

2024 Average 826 TOP

Yearly Trough Low 775 TOP

Transaction Impact: A difference of 405.13 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2419

0.1475

JanuMarcMayJulySeptNove

GHS to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1741, compared to 0.2165 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0425 points.

H1 Avg (Jan–Jun) 0.1741

H2 Avg (Jul–Dec) 0.2165

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.0714 TOP (High: 0.2287 / Low: 0.1573). On the other end, March was the most stable month, with a tight range of 0.0019 TOP (High: 0.1570 / Low: 0.1551).

May Spread (Volatile) ±0.0714

March Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0187 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0187

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 0.2341) against the same month in 2024 (average: 0.1568), the exchange rate shifted by +0.0772 (+49.25%).

2025 Avg (June) 0.2341

2024 Avg (June) 0.1568

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1655	0.1592	0.1626
February	0.1598	0.1550	0.1560
March	0.1570	0.1551	0.1554
April	0.1668	0.1552	0.1563
May	0.2287	0.1573	0.1800
June	0.2361	0.2287	0.2341
July	0.2333	0.2293	0.2312
August	0.2322	0.2156	0.2236
September	0.2293	0.1940	0.2050
October	0.2249	0.1911	0.2083
November	0.2216	0.2129	0.2185
December	0.2291	0.2091	0.2125