2020 GHS to TTD Historical Review

YEARLY HIGH

1.2716 TTD

YEARLY LOW

1.1387 TTD

YEARLY AVERAGE

1.1811 TTD

2020 GHS to TTD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to TTD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 1.2716. Conversely, the yearly low was recorded on December 7, dropping to 1.1387.

This high-to-low spread represents a total annual volatility of 0.1329 TTD. From a start-to-finish perspective, comparing the January average rate of 1.1960 to the December average rate of 1.1574, the exchange rate registered a net change of -3.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2716 was down 9.68% compared to the 2019 peak of 1.4079, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 6,358 TTD

2019 Average 6,314 TTD

Yearly Trough Low 5,694 TTD

Transaction Impact: A difference of 664.32 TTD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2666

1.1474

JanuMarcMayJulySeptNove

GHS to TTD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1950, compared to 1.1671 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0280 points.

H1 Avg (Jan–Jun) 1.1950

H2 Avg (Jul–Dec) 1.1671

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0822 TTD (High: 1.2521 / Low: 1.1700). On the other end, August was the most stable month, with a tight range of 0.0063 TTD (High: 1.1747 / Low: 1.1684).

March Spread (Volatile) ±0.0822

August Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0460 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0460

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 1.2567) against the same month in 2019 (average: 1.2895), the exchange rate shifted by -0.0328 (-2.55%).

2020 Avg (February) 1.2567

2019 Avg (February) 1.2895

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2284	1.1836	1.1960
February	1.2716	1.2284	1.2567
March	1.2521	1.1700	1.2107
April	1.1837	1.1595	1.1694
May	1.1753	1.1570	1.1691
June	1.1757	1.1632	1.1683
July	1.1757	1.1619	1.1704
August	1.1747	1.1684	1.1728
September	1.1742	1.1675	1.1713
October	1.1718	1.1622	1.1671
November	1.1679	1.1587	1.1635
December	1.1641	1.1387	1.1574