2021 GHS to TTD Historical Review

YEARLY HIGH

1.1850 TTD

YEARLY LOW

1.0970 TTD

YEARLY AVERAGE

1.1470 TTD

2021 GHS to TTD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to TTD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 1.1850. Conversely, the yearly low was recorded on December 21, dropping to 1.0970.

This high-to-low spread represents a total annual volatility of 0.0880 TTD. From a start-to-finish perspective, comparing the January average rate of 1.1607 to the December average rate of 1.1060, the exchange rate registered a net change of -4.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1850 was down 6.81% compared to the 2020 peak of 1.2716, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 5,925 TTD

2020 Average 5,904 TTD

Yearly Trough Low 5,485 TTD

Transaction Impact: A difference of 440.04 TTD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.1900

1.0984

JanuMarcMayJulySeptNove

GHS to TTD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1722, compared to 1.1219 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0502 points.

H1 Avg (Jan–Jun) 1.1722

H2 Avg (Jul–Dec) 1.1219

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0258 TTD (High: 1.1605 / Low: 1.1347). On the other end, April was the most stable month, with a tight range of 0.0067 TTD (High: 1.1774 / Low: 1.1707).

July Spread (Volatile) ±0.0258

April Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0235 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0235

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 1.1824) against the same month in 2020 (average: 1.2107), the exchange rate shifted by -0.0283 (-2.34%).

2021 Avg (March) 1.1824

2020 Avg (March) 1.2107

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1671	1.1519	1.1607
February	1.1809	1.1640	1.1713
March	1.1850	1.1738	1.1824
April	1.1774	1.1707	1.1748
May	1.1795	1.1712	1.1763
June	1.1734	1.1557	1.1675
July	1.1605	1.1347	1.1440
August	1.1398	1.1230	1.1283
September	1.1392	1.1204	1.1260
October	1.1229	1.1120	1.1187
November	1.1166	1.1026	1.1085
December	1.1171	1.0970	1.1060