2020 GHS to TZS Historical Review

YEARLY HIGH

434.4173 TZS

YEARLY LOW

388.4401 TZS

YEARLY AVERAGE

404.0034 TZS

2020 GHS to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 434.4173. Conversely, the yearly low was recorded on December 7, dropping to 388.4401.

This high-to-low spread represents a total annual volatility of 45.9772 TZS. From a start-to-finish perspective, comparing the January average rate of 407.6434 to the December average rate of 395.2100, the exchange rate registered a net change of -3.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 434.4173 was down 8.87% compared to the 2019 peak of 476.6977, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 2,172,086 TZS

2019 Average 2,150,612 TZS

Yearly Trough Low 1,942,201 TZS

Transaction Impact: A difference of 229,885.77 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

432.7393

391.7983

JanuMarcMayJulySeptNove

GHS to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 408.5381, compared to 399.4686 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 9.0695 points.

H1 Avg (Jan–Jun) 408.5381

H2 Avg (Jul–Dec) 399.4686

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 26.0226 TZS (High: 426.1882 / Low: 400.1657). On the other end, September was the most stable month, with a tight range of 2.3738 TZS (High: 402.0995 / Low: 399.7257).

March Spread (Volatile) ±26.0226

September Spread (Stable) ±2.3738

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 16.2578 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -16.2578

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 429.3275) against the same month in 2019 (average: 442.9201), the exchange rate shifted by -13.5926 (-3.07%).

2020 Avg (February) 429.3275

2019 Avg (February) 442.9201

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	419.7636	402.2342	407.6434
February	434.4173	419.7636	429.3275
March	426.1882	400.1657	413.0697
April	406.7539	397.1112	400.4814
May	402.4851	396.3644	400.4721
June	402.6590	398.0810	400.2345
July	403.6955	398.7962	401.7326
August	403.9118	401.0101	402.3891
September	402.0995	399.7257	400.9485
October	400.5483	397.0228	399.0723
November	398.4547	395.7347	397.4591
December	397.1067	388.4401	395.2100