YEARLY HIGH
245.6562 TZS
YEARLY LOW
221.4498 TZS
YEARLY AVERAGE
234.0975 TZS

2026 GHS to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 245.6562. Conversely, the yearly low was recorded on June 9, dropping to 221.4498.

This high-to-low spread represents a total annual volatility of 24.2064 TZS. From a start-to-finish perspective, comparing the January average rate of 233.8664 to the December average rate of 226.5005, the exchange rate registered a net change of -3.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 245.6562 was down 6.59% compared to the 2025 peak of 262.9911, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,228,281 TZS
2025 Average 1,036,803 TZS
Yearly Trough Low 1,107,249 TZS
Transaction Impact: A difference of 121,032.12 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

244.8515
224.8322
JanuMarcMayJuly

GHS to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 236.2394, compared to 227.6720 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.5673 points.

H1 Avg (Jan–Jun) 236.2394
H2 Avg (Jul–Dec) 227.6720

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 23.7579 TZS (High: 245.2077 / Low: 221.4498). On the other end, August was the most stable month, with a tight range of 0.3379 TZS (High: 226.6814 / Low: 226.3435).

June Spread (Volatile) ±23.7579
August Spread (Stable) ±0.3379

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 12.5497 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -12.5497

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 243.1832) against the same month in 2025 (average: 201.4673), the exchange rate shifted by +41.7159 (+20.71%).

2026 Avg (May) 243.1832
2025 Avg (May) 201.4673

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 236.7447 230.1193 233.8664
February 241.0129 234.0737 236.2175
March 240.8888 234.8072 238.0594
April 237.0671 232.9443 235.4762
May 245.6562 232.5893 243.1832
June 245.2077 221.4498 230.6335
July 231.9027 226.0905 228.8435
August 226.6814 226.3435 226.5005