2013 GHS to VEF Historical Review

YEARLY HIGH

3.2600 VEF

YEARLY LOW

2.2094 VEF

YEARLY AVERAGE

2.8183 VEF

2013 GHS to VEF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to VEF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 3.2600. Conversely, the yearly low was recorded on March 21, dropping to 2.2094.

This high-to-low spread represents a total annual volatility of 1.0506 VEF. From a start-to-finish perspective, comparing the January average rate of 2.2584 to the December average rate of 2.7070, the exchange rate registered a net change of 19.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.2600 was up 24.27% compared to the 2012 peak of 2.6234, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 16,300 VEF

2012 Average 11,627 VEF

Yearly Trough Low 11,047 VEF

Transaction Impact: A difference of 5,252.98 VEF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.3237

2.1528

JanuMarcMayJulySeptNove

GHS to VEF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7483, compared to 2.8882 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1399 points.

H1 Avg (Jan–Jun) 2.7483

H2 Avg (Jul–Dec) 2.8882

Volatility Range Comparison

Volatility

The most volatile month in 2013 was March, with a trading range of 1.0386 VEF (High: 3.2480 / Low: 2.2094). On the other end, February was the most stable month, with a tight range of 0.0399 VEF (High: 2.2659 / Low: 2.2259).

March Spread (Volatile) ±1.0386

February Spread (Stable) ±0.0399

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0918 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0918

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 3.2261) against the same month in 2012 (average: 2.3771), the exchange rate shifted by +0.8490 (+35.71%).

2013 Avg (April) 3.2261

2012 Avg (April) 2.3771

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2891	2.2434	2.2584
February	2.2659	2.2259	2.2504
March	3.2480	2.2094	2.4569
April	3.2600	3.1910	3.2261
May	3.2121	3.1449	3.1659
June	3.1629	3.0926	3.1323
July	3.1216	3.0177	3.0690
August	3.0448	2.9260	2.9791
September	2.9388	2.8876	2.8996
October	2.8936	2.8429	2.8758
November	2.8391	2.7674	2.7989
December	2.7647	2.6489	2.7070