2015 GHS to VEF Historical Review

YEARLY HIGH

1.9689 VEF

YEARLY LOW

1.4322 VEF

YEARLY AVERAGE

1.6815 VEF

2015 GHS to VEF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to VEF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1.9689. Conversely, the yearly low was recorded on June 24, dropping to 1.4322.

This high-to-low spread represents a total annual volatility of 0.5367 VEF. From a start-to-finish perspective, comparing the January average rate of 1.9374 to the December average rate of 1.6609, the exchange rate registered a net change of -14.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.9689 was down 26.82% compared to the 2014 peak of 2.6906, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 9,844 VEF

2014 Average 10,529 VEF

Yearly Trough Low 7,161 VEF

Transaction Impact: A difference of 2,683.26 VEF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.9838

1.4267

JanuMarcMayJulySeptNove

GHS to VEF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7065, compared to 1.6566 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0499 points.

H1 Avg (Jan–Jun) 1.7065

H2 Avg (Jul–Dec) 1.6566

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.4891 VEF (High: 1.9371 / Low: 1.4480). On the other end, April was the most stable month, with a tight range of 0.0167 VEF (High: 1.6565 / Low: 1.6397).

July Spread (Volatile) ±0.4891

April Spread (Stable) ±0.0167

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1858 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1858

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 1.9374) against the same month in 2014 (average: 2.6397), the exchange rate shifted by -0.7023 (-26.61%).

2015 Avg (January) 1.9374

2014 Avg (January) 2.6397

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9689	1.8874	1.9374
February	1.8967	1.8032	1.8448
March	1.8074	1.6610	1.7356
April	1.6565	1.6397	1.6484
May	1.6420	1.5566	1.5994
June	1.5475	1.4322	1.4732
July	1.9371	1.4480	1.7578
August	1.6721	1.4623	1.5721
September	1.6778	1.5654	1.6291
October	1.7026	1.6185	1.6636
November	1.6696	1.6355	1.6558
December	1.6806	1.6471	1.6609