2020 GHS to XDR Historical Review

YEARLY HIGH

0.1380 XDR

YEARLY LOW

0.1165 XDR

YEARLY AVERAGE

0.1254 XDR

2020 GHS to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 0.1380. Conversely, the yearly low was recorded on December 7, dropping to 0.1165.

This high-to-low spread represents a total annual volatility of 0.0215 XDR. From a start-to-finish perspective, comparing the January average rate of 0.1282 to the December average rate of 0.1185, the exchange rate registered a net change of -7.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1380 was down 7.09% compared to the 2019 peak of 0.1486, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 690 XDR

2019 Average 673 XDR

Yearly Trough Low 583 XDR

Transaction Impact: A difference of 107.58 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1375

0.1167

JanuMarcMayJulySeptNove

GHS to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1290, compared to 0.1218 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0072 points.

H1 Avg (Jan–Jun) 0.1290

H2 Avg (Jul–Dec) 0.1218

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0085 XDR (High: 0.1350 / Low: 0.1266). On the other end, August was the most stable month, with a tight range of 0.0011 XDR (High: 0.1233 / Low: 0.1221).

March Spread (Volatile) ±0.0085

August Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0052 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0052

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.1358) against the same month in 2019 (average: 0.1363), the exchange rate shifted by -0.0005 (-0.37%).

2020 Avg (February) 0.1358

2019 Avg (February) 0.1363

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1321	0.1267	0.1282
February	0.1380	0.1321	0.1358
March	0.1350	0.1266	0.1306
April	0.1287	0.1255	0.1270
May	0.1277	0.1258	0.1269
June	0.1269	0.1245	0.1253
July	0.1254	0.1230	0.1246
August	0.1233	0.1221	0.1227
September	0.1230	0.1217	0.1224
October	0.1225	0.1212	0.1218
November	0.1217	0.1195	0.1206
December	0.1196	0.1165	0.1185