2026 GHS to XDR Historical Review

YEARLY HIGH

0.0664 XDR

YEARLY LOW

0.0594 XDR

YEARLY AVERAGE

0.0632 XDR

2026 GHS to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0664. Conversely, the yearly low was recorded on June 5, dropping to 0.0594.

This high-to-low spread represents a total annual volatility of 0.0070 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0646 to the December average rate of 0.0606, the exchange rate registered a net change of -6.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0664 was down 9.51% compared to the 2025 peak of 0.0734, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 332 XDR

2025 Average 291 XDR

Yearly Trough Low 297 XDR

Transaction Impact: A difference of 35.00 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0654

0.0602

JanuMarcMayJuly

GHS to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0639, compared to 0.0614 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0025 points.

H1 Avg (Jan–Jun) 0.0639

H2 Avg (Jul–Dec) 0.0614

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0061 XDR (High: 0.0656 / Low: 0.0594). On the other end, August was the most stable month, with a tight range of 0.0002 XDR (High: 0.0608 / Low: 0.0605).

June Spread (Volatile) ±0.0061

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0025 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.0646) against the same month in 2025 (average: 0.0515), the exchange rate shifted by +0.0131 (+25.48%).

2026 Avg (January) 0.0646

2025 Avg (January) 0.0515

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0664	0.0623	0.0646
February	0.0650	0.0623	0.0631
March	0.0657	0.0642	0.0649
April	0.0646	0.0626	0.0632
May	0.0656	0.0621	0.0649
June	0.0656	0.0594	0.0624
July	0.0632	0.0612	0.0621
August	0.0608	0.0605	0.0606