2020 GHS to XOF Historical Review

YEARLY HIGH

114.2084 XOF

YEARLY LOW

90.6963 XOF

YEARLY AVERAGE

100.4685 XOF

2020 GHS to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 114.2084. Conversely, the yearly low was recorded on December 7, dropping to 90.6963.

This high-to-low spread represents a total annual volatility of 23.5121 XOF. From a start-to-finish perspective, comparing the January average rate of 104.5332 to the December average rate of 91.8306, the exchange rate registered a net change of -12.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 114.2084 was down 4.25% compared to the 2019 peak of 119.2839, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 571,042 XOF

2019 Average 545,930 XOF

Yearly Trough Low 453,482 XOF

Transaction Impact: A difference of 117,560.26 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

113.7179

89.8408

JanuMarcMayJulySeptNove

GHS to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 105.2699, compared to 95.6671 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 9.6028 points.

H1 Avg (Jan–Jun) 105.2699

H2 Avg (Jul–Dec) 95.6671

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.9156 XOF (High: 109.9708 / Low: 102.0552). On the other end, October was the most stable month, with a tight range of 1.5944 XOF (High: 96.6059 / Low: 95.0115).

March Spread (Volatile) ±7.9156

October Spread (Stable) ±1.5944

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 5.5478 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -5.5478

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 111.7281) against the same month in 2019 (average: 109.9071), the exchange rate shifted by +1.8211 (+1.66%).

2020 Avg (February) 111.7281

2019 Avg (February) 109.9071

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	107.4933	102.7667	104.5332
February	114.2084	107.5011	111.7281
March	109.9708	102.0552	106.1803
April	106.1578	102.5367	104.5127
May	105.2657	101.9388	103.9249
June	102.6330	99.5368	100.7405
July	100.8916	95.7170	99.1185
August	97.0048	95.1411	96.0664
September	97.3339	95.3044	96.1815
October	96.6059	95.0115	95.8977
November	96.7559	93.6460	94.9081
December	92.7287	90.6963	91.8306