2026 GHS to XOF Historical Review

YEARLY HIGH

53.4509 XOF

YEARLY LOW

47.8906 XOF

YEARLY AVERAGE

50.8351 XOF

2026 GHS to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 53.4509. Conversely, the yearly low was recorded on June 4, dropping to 47.8906.

This high-to-low spread represents a total annual volatility of 5.5603 XOF. From a start-to-finish perspective, comparing the January average rate of 51.9218 to the December average rate of 48.7451, the exchange rate registered a net change of -6.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 53.4509 was down 5.24% compared to the 2025 peak of 56.4094, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 267,255 XOF

2025 Average 234,520 XOF

Yearly Trough Low 239,453 XOF

Transaction Impact: A difference of 27,801.51 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

52.5949

48.3951

JanuMarcMayJuly

GHS to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 51.3348, compared to 49.3359 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.9989 points.

H1 Avg (Jan–Jun) 51.3348

H2 Avg (Jul–Dec) 49.3359

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 4.7406 XOF (High: 52.6312 / Low: 47.8906). On the other end, August was the most stable month, with a tight range of 0.1388 XOF (High: 48.7845 / Low: 48.6458).

June Spread (Volatile) ±4.7406

August Spread (Stable) ±0.1388

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 2.0698 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -2.0698

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 51.9218) against the same month in 2025 (average: 42.4384), the exchange rate shifted by +9.4834 (+22.35%).

2026 Avg (January) 51.9218

2025 Avg (January) 42.4384

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	53.4509	49.9449	51.9218
February	52.2431	50.0734	50.7525
March	52.8709	51.5953	52.2449
April	51.8838	50.3064	50.8134
May	52.7122	49.9361	52.1730
June	52.6312	47.8906	50.1032
July	50.8604	48.9593	49.9267
August	48.7845	48.6458	48.7451