2012 GIP to HRK Historical Review

YEARLY HIGH

9.8090 HRK

YEARLY LOW

8.9310 HRK

YEARLY AVERAGE

9.2808 HRK

2012 GIP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GIP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 9.8090. Conversely, the yearly low was recorded on February 26, dropping to 8.9310.

This high-to-low spread represents a total annual volatility of 0.8780 HRK. From a start-to-finish perspective, comparing the January average rate of 9.0856 to the December average rate of 9.2199, the exchange rate registered a net change of 1.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 9.8090 was up 8.38% compared to the 2011 peak of 9.0506, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GIP based on timing:

Yearly Peak High 49,045 HRK

2011 Average 42,856 HRK

Yearly Trough Low 44,655 HRK

Transaction Impact: A difference of 4,389.88 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

9.6826

8.9754

JanuMarcMayJulySeptNove

GIP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.1714, compared to 9.3903 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2189 points.

H1 Avg (Jan–Jun) 9.1714

H2 Avg (Jul–Dec) 9.3903

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.4547 HRK (High: 9.8090 / Low: 9.3543). On the other end, June was the most stable month, with a tight range of 0.1182 HRK (High: 9.4105 / Low: 9.2923).

July Spread (Volatile) ±0.4547

June Spread (Stable) ±0.1182

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3046 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 9.6236) against the same month in 2011 (average: 8.3868), the exchange rate shifted by +1.2369 (+14.75%).

2012 Avg (July) 9.6236

2011 Avg (July) 8.3868

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.1473	9.0271	9.0856
February	9.1763	8.9310	9.0673
March	9.0865	8.9642	9.0343
April	9.2456	8.9664	9.1171
May	9.4824	9.1978	9.3716
June	9.4105	9.2923	9.3522
July	9.8090	9.3543	9.6236
August	9.6705	9.4462	9.5693
September	9.4670	9.0842	9.2647
October	9.3504	9.1959	9.2763
November	9.4501	9.2847	9.3878
December	9.3296	9.1467	9.2199