YEARLY HIGH
9.4844 HRK
YEARLY LOW
8.5806 HRK
YEARLY AVERAGE
8.9852 HRK

2013 GIP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GIP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 9.4844. Conversely, the yearly low was recorded on July 31, dropping to 8.5806.

This high-to-low spread represents a total annual volatility of 0.9038 HRK. From a start-to-finish perspective, comparing the January average rate of 9.0974 to the December average rate of 9.1275, the exchange rate registered a net change of 0.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 9.4844 was down 3.31% compared to the 2012 peak of 9.8090, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GIP based on timing:

Yearly Peak High 47,422 HRK
2012 Average 46,410 HRK
Yearly Trough Low 42,903 HRK
Transaction Impact: A difference of 4,518.84 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

9.4219
8.6398
JanuMarcMayJulySeptNove

GIP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.0164, compared to 8.9539 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0625 points.

H1 Avg (Jan–Jun) 9.0164
H2 Avg (Jul–Dec) 8.9539

Volatility Range Comparison

Volatility

The most volatile month in 2013 was April, with a trading range of 0.5991 HRK (High: 9.4645 / Low: 8.8654). On the other end, June was the most stable month, with a tight range of 0.1727 HRK (High: 8.8756 / Low: 8.7029).

April Spread (Volatile) ±0.5991
June Spread (Stable) ±0.1727

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3962 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3962

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 9.3567) against the same month in 2012 (average: 9.0343), the exchange rate shifted by +0.3224 (+3.57%).

2013 Avg (March) 9.3567
2012 Avg (March) 9.0343

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.2737 8.9029 9.0974
February 9.2776 8.7991 8.9676
March 9.4844 9.2653 9.3567
April 9.4645 8.8654 8.9606
May 9.0001 8.8255 8.9214
June 8.8756 8.7029 8.7946
July 8.7698 8.5806 8.7050
August 8.8742 8.5985 8.7697
September 9.1152 8.8816 9.0263
October 9.1057 8.8902 8.9853
November 9.1982 8.9804 9.1098
December 9.2144 9.0207 9.1275