2020 GMD to BGN Historical Review

YEARLY HIGH

0.0360 BGN

YEARLY LOW

0.0308 BGN

YEARLY AVERAGE

0.0333 BGN

2020 GMD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0360. Conversely, the yearly low was recorded on December 30, dropping to 0.0308.

This high-to-low spread represents a total annual volatility of 0.0053 BGN. From a start-to-finish perspective, comparing the January average rate of 0.0344 to the December average rate of 0.0310, the exchange rate registered a net change of -9.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0360 was up 0.81% compared to the 2019 peak of 0.0357, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 180 BGN

2019 Average 174 BGN

Yearly Trough Low 154 BGN

Transaction Impact: A difference of 26.28 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0357

0.0306

JanuMarcMayJulySeptNove

GMD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0347, compared to 0.0320 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.0347

H2 Avg (Jul–Dec) 0.0320

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0023 BGN (High: 0.0360 / Low: 0.0337). On the other end, December was the most stable month, with a tight range of 0.0005 BGN (High: 0.0313 / Low: 0.0308).

March Spread (Volatile) ±0.0023

December Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0012 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0348) against the same month in 2019 (average: 0.0349), the exchange rate shifted by -0.0001 (-0.39%).

2020 Avg (March) 0.0348

2019 Avg (March) 0.0349

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0347	0.0340	0.0344
February	0.0356	0.0345	0.0351
March	0.0360	0.0337	0.0348
April	0.0356	0.0349	0.0353
May	0.0354	0.0342	0.0349
June	0.0341	0.0334	0.0337
July	0.0337	0.0319	0.0330
August	0.0322	0.0316	0.0319
September	0.0325	0.0317	0.0321
October	0.0324	0.0318	0.0321
November	0.0325	0.0316	0.0319
December	0.0313	0.0308	0.0310