YEARLY HIGH
3.7976 LKR
YEARLY LOW
3.5281 LKR
YEARLY AVERAGE
3.6025 LKR

2020 GMD to LKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to LKR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 7, valuing the pair at 3.7976. Conversely, the yearly low was recorded on August 13, dropping to 3.5281.

This high-to-low spread represents a total annual volatility of 0.2695 LKR. From a start-to-finish perspective, comparing the January average rate of 3.5451 to the December average rate of 3.6162, the exchange rate registered a net change of 2.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.7976 was up 2.47% compared to the 2019 peak of 3.7061, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 18,988 LKR
2019 Average 17,833 LKR
Yearly Trough Low 17,640 LKR
Transaction Impact: A difference of 1,347.38 LKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.7795
3.5238
JanuMarcMayJulySeptNove

GMD to LKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6242, compared to 3.5808 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0434 points.

H1 Avg (Jan–Jun) 3.6242
H2 Avg (Jul–Dec) 3.5808

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1576 LKR (High: 3.7212 / Low: 3.5635). On the other end, October was the most stable month, with a tight range of 0.0123 LKR (High: 3.5711 / Low: 3.5588).

March Spread (Volatile) ±0.1576
October Spread (Stable) ±0.0123

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1074 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1074

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 3.7582) against the same month in 2019 (average: 3.5260), the exchange rate shifted by +0.2322 (+6.59%).

2020 Avg (April) 3.7582
2019 Avg (April) 3.5260

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5572 3.5298 3.5451
February 3.5771 3.5492 3.5584
March 3.7212 3.5635 3.6290
April 3.7976 3.7114 3.7582
May 3.7283 3.6078 3.6508
June 3.6152 3.5901 3.6037
July 3.6104 3.5823 3.5904
August 3.5968 3.5281 3.5699
September 3.5891 3.5565 3.5743
October 3.5711 3.5588 3.5627
November 3.5875 3.5598 3.5714
December 3.6764 3.5786 3.6162