YEARLY HIGH
3.9510 LKR
YEARLY LOW
3.5971 LKR
YEARLY AVERAGE
3.8511 LKR

2021 GMD to LKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to LKR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 3.9510. Conversely, the yearly low was recorded on January 3, dropping to 3.5971.

This high-to-low spread represents a total annual volatility of 0.3540 LKR. From a start-to-finish perspective, comparing the January average rate of 3.7064 to the December average rate of 3.8544, the exchange rate registered a net change of 3.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.9510 was up 4.04% compared to the 2020 peak of 3.7976, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 19,755 LKR
2020 Average 18,012 LKR
Yearly Trough Low 17,985 LKR
Transaction Impact: A difference of 1,769.84 LKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.9207
3.6869
JanuMarcMayJulySeptNove

GMD to LKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8227, compared to 3.8794 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0567 points.

H1 Avg (Jan–Jun) 3.8227
H2 Avg (Jul–Dec) 3.8794

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.2446 LKR (High: 3.8416 / Low: 3.5971). On the other end, August was the most stable month, with a tight range of 0.0195 LKR (High: 3.9142 / Low: 3.8947).

January Spread (Volatile) ±0.2446
August Spread (Stable) ±0.0195

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0173 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0173

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 3.8648) against the same month in 2020 (average: 3.7582), the exchange rate shifted by +0.1066 (+2.84%).

2021 Avg (April) 3.8648
2020 Avg (April) 3.7582

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8416 3.5971 3.7064
February 3.8281 3.7518 3.7838
March 3.8919 3.7805 3.8467
April 3.9510 3.7611 3.8648
May 3.8947 3.8187 3.8540
June 3.8988 3.8609 3.8804
July 3.9046 3.8837 3.8942
August 3.9142 3.8947 3.9012
September 3.9374 3.8326 3.8839
October 3.8856 3.8548 3.8741
November 3.8851 3.8530 3.8687
December 3.8744 3.8209 3.8544