2012 GMD to MAD Historical Review

YEARLY HIGH

0.3001 MAD

YEARLY LOW

0.2497 MAD

YEARLY AVERAGE

0.2781 MAD

2012 GMD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GMD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.3001. Conversely, the yearly low was recorded on October 18, dropping to 0.2497.

This high-to-low spread represents a total annual volatility of 0.0504 MAD. From a start-to-finish perspective, comparing the January average rate of 0.2906 to the December average rate of 0.2739, the exchange rate registered a net change of -5.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.3001 was down 3.65% compared to the 2011 peak of 0.3115, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 1,501 MAD

2011 Average 1,437 MAD

Yearly Trough Low 1,249 MAD

Transaction Impact: A difference of 252.01 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2941

0.2525

JanuMarcMayJulySeptNove

GMD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2837, compared to 0.2725 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0112 points.

H1 Avg (Jan–Jun) 0.2837

H2 Avg (Jul–Dec) 0.2725

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.0399 MAD (High: 0.2919 / Low: 0.2520). On the other end, July was the most stable month, with a tight range of 0.0088 MAD (High: 0.2890 / Low: 0.2802).

November Spread (Volatile) ±0.0399

July Spread (Stable) ±0.0088

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0182 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0182

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.2906) against the same month in 2011 (average: 0.3016), the exchange rate shifted by -0.0110 (-3.63%).

2012 Avg (January) 0.2906

2011 Avg (January) 0.3016

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3001	0.2808	0.2906
February	0.2857	0.2685	0.2779
March	0.2852	0.2741	0.2770
April	0.2940	0.2795	0.2863
May	0.2927	0.2801	0.2851
June	0.2942	0.2769	0.2852
July	0.2890	0.2802	0.2847
August	0.2850	0.2619	0.2794
September	0.2669	0.2577	0.2611
October	0.2616	0.2497	0.2559
November	0.2919	0.2520	0.2800
December	0.2861	0.2593	0.2739